1. Acceptance of Terms

1.1. BY ACCESSING, USING, OR INSTALLING ANY PART OF OUR SERVICES, YOU EXPRESSLY AGREE TO AND UNCONDITIONALLY CONSENT TO BE BOUND BY ALL THE TERMS OF THIS AGREEMENT. You must be of the legally required minimum age in your country of residence to use the WSOP Academy™ Services, and depending on where you are located, may be at least the higher of 18 years old or the age of majority. If You do not agree to all of the terms of this Agreement, You will not be allowed to access the Site and/or access, use, or install any part of the Software.

1.2. Continued access and use of the Services after changes have been made to this Agreement constitutes your acceptance of the revised agreement then in effect. You agree that you will review this Agreement periodically and that you shall be bound by this Agreement and any modifications to it.

2. Your Authorized Use of the Services

2.1. While using the Services, you are required to comply with all applicable statutes, orders, regulations, rules, and other laws. You may not use the Services for any fraudulent or unlawful purpose, and you may not take any action to interfere with the Services or any other party's use of the Services. In addition, we expect users of the Services to respect the rights and dignity of others. For example, you may not do any of the following without our consent:

• Post, upload, share, transmit, distribute, facilitate distribution of, or otherwise make available to or through the Services any content that is unlawful, harmful, harassing, defamatory, threatening, intimidating, fraudulent, tortious, vulgar, obscene, hateful, pornographic, spam, discriminatory, violative of privacy or publicity rights, infringing of intellectual property or other proprietary rights, or otherwise objectionable in our sole discretion, including unauthorized or unsolicited advertising;
• Post to or transmit through the Services any sensitive personally identifiable information about yourself or third parties, such as social security, credit card or bank account numbers, health or medical information, or other information concerning personal matters, unless specifically requested by us;
• Reproduce, duplicate, copy, publicly display, frame, mirror, sell, resell, or otherwise exploit for any commercial purposes, any portion of, use of, or access to the Services;
• Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with any person or entity in connection with the Services, or express or imply that we endorse any statement you make;
• Violate, or attempt to violate, the security of the Services;
• Disseminate on the Services any viruses, worms, spyware, adware, or other malicious computer code, file, or program that is harmful or invasive or is intended to damage or hijack the operation of, or monitor the use of, any hardware, software, or equipment;
• Use scripts, macros, or other automated means to impact the integrity of the Services voting, ratings, or similar features;
• Reverse engineer, disassemble, decompile, or otherwise attempt to derive the method of operation of the Services;
• Build a competitive product or service using the Services, build a product or service using similar ideas, features, functions, or graphics as the Services or determine whether the Services are within the scope of any patent;
• Interfere in any manner with the operation or hosting of the Services or monitor the availability, performance, or functionality of the Services;
• Use any data mining, bots, spiders, automated tools, or similar data gathering and extraction methods, directly or indirectly, on the Services or to collect any information from the Services or any other user of the Services; or
• Assist or permit any persons in violating this Agreement or other applicable laws or rules governing the use of the Services.

3. User Account

3.1. In order to access certain features of the WSOP Academy™ Services, You need to create an account ("Account") and provide relevant information about Yourself. It is important to provide accurate and complete information to allow You to access and use the Services. You are responsible for maintaining the confidentiality of Your account password and for all activities that occur under Your Account. If You suspect any unauthorized use of Your Account, You must notify Us immediately. WSOP Academy™ reserves the right to take any and all actions we deem necessary or reasonable to maintain the security of the Services and your Account, including closing Your account, changing your password, or requesting information to authorize transactions on your Account for any reason and at any time.

3.2. When using WSOP Academy™, You are prohibited from impersonating others, creating accounts for someone else, using email addresses other than Your own, or creating multiple Accounts. We may reject, and you may not use, a user ID (or e-mail address) for any reason in our sole discretion. For example, we may reject a user ID (or e-mail address) (i) that is already being used by someone else; (ii) that may be construed as impersonating another person; (iii) that belongs to another person; (iv) that violates the intellectual property or other rights of any person; or (v) that is offensive. If You choose to use a pseudonym, please be aware that others may still be able to identify You, especially if You include identifying information in Your profile or use the same account information across different platforms. For more information, please refer to Our Privacy Policy.

4. Notices and Communication

4.1. By creating an Account or using the Services, You may receive communications from Us regarding Your Account and use of the Services, and any other important information. We may communicate with you by email, push notification, in-app message or by posting notices on the Services. You agree that all agreements, notices, disclosures, and other communications that are provided to you electronically satisfy any legal requirement that such communications be in writing. All notices from us intended for receipt by you shall be deemed delivered and effective when sent to the email address you provide to us, or delivered in-app, or posted on the website. We may contact you in a manner consistent with our Privacy Policy.

4.2. You may also provide consent to receive marketing information via email or push notifications. You may opt out of marketing emails by using the unsubscribe link in those emails, and you may manage push notifications through your device settings or in-app settings where available.

5. Our Right to Use Your Content

5.1. WSOP Academy™ may use information and imagery relating to Your participation in the WSOP Academy™ Services, including Your username or nickname, avatar/profile image, leaderboard ranking, achievements, XP, quiz results, progress, and other in-app results, as necessary to operate, display, promote and provide the Services.

5.2. Your avatar/profile image is managed through GGPass, but may be displayed within WSOP Academy™, including on profiles, leaderboards, rankings, achievements, and other in-app results. You are responsible for any profile information, avatar/profile image, username, nickname or other content that You make available through GGPass or the Services, and You represent and warrant that You have all rights and permissions needed for such use.

5.3. PLEASE DO NOT SEND US ANY IDEAS, SUGGESTIONS OR OTHER MATERIAL THAT YOU WISH TO KEEP PRIVATE OR PROPRIETARY OR FOR WHICH YOU EXPECT TO RECEIVE COMPENSATION. By sending any ideas, concepts, know-how, proposals, techniques, suggestions, or other material to us, you agree that: (i) we are free to use such material for any purpose; (ii) such material will be deemed not to be confidential or proprietary; (iii) we may have something similar already under consideration or in development; and (iv) you are not entitled to any compensation or reimbursement of any kind from us under any circumstances unless otherwise expressly agreed in writing by us. Be aware that we have no obligation to keep materials you provide confidential unless explicitly stated otherwise.

5.4. You acknowledge and agree that we reserve the right (but have no obligation) to alter, remove, reject, hide or refuse to display, without notice to you, any profile information, avatar/profile image, username, nickname, public service information or other content that appears in connection with the Services, including where we reasonably believe it is unlawful, offensive, misleading, infringing, inappropriate, or otherwise violates these Terms.

5.5. You acknowledge and agree that certain parts of the Services are public or visible to other users, including profiles, leaderboards, rankings, achievements and other in-app results. Your username or nickname, avatar/profile image, leaderboard ranking, achievements, XP, quiz results, progress and other in-app results may be visible to other users of the WSOP Academy™ Services. IF YOU CHOOSE TO MAKE ANY PERSONAL INFORMATION OR OTHER CONTENT PUBLICLY AVAILABLE VIA GGPASS OR THE SERVICES, YOU DO SO AT YOUR OWN RISK.

5.6. You acknowledge and agree that You are solely responsible for any profile information, avatar/profile image, username, nickname or other content that You make available through GGPass or the Services. Furthermore, You agree to indemnify and hold WSOP Academy™ harmless from any claims, demands, and damages, whether actual or consequential, of every kind and nature, known and unknown, arising out of or in any way connected with any claim that such information or content infringes the intellectual property rights of a third party, or violates any applicable law.

5.7. You are prohibited from sharing or making available any profile information, avatar/profile image, username, nickname or other content through GGPass or the Services that:

• Is unlawful, misleading, discriminatory or fraudulent;
• Advertises or promotes any competitor's poker or other related sectors, or promotes cheating or unethical behaviour in poker and other related sectors;
• Includes violence, terrorism, suicide, self-harm or criminal behaviour, or attempts to incite the same;
• Includes nudity or is sexually explicit;
• Includes any form of hate speech towards any person or group of persons of any sex, gender, race, religion, age, nationality, body shape, mental capacity or any other such characteristic;
• Includes any form of bullying or harassment;
• You do not have the rights to share;
• Infringes someone else's rights and/or privacy;
• Includes viruses or any form of malicious code;
• Attempts to disable, overburden or interfere with the proper operation of the WSOP Academy™ Services;
• Is considered spam;
• Attempts to data mine or extract information from WSOP Academy™ without authorisation;
• Any other undesirable content according to Our discretion.

5.8. WSOP Academy™ reserves the right to delete, hide or refuse to display any content, avatar/profile image, username, nickname or public service information, or suspend, block or delete accounts (reversibly or irreversibly) without warning if any such user accounts or content violate these Terms. Any user failing to comply with this Agreement may be expelled from and refused continued access to the Services in the future.

6. Advertising

6.1. WSOP Academy™ and its licensees may display advertisements and other information alongside any information and imagery relating to You. You are not entitled to compensation for such advertisements. The manner, mode, and extent of advertising may change without notice.

7. Intellectual Property

7.1. The term "intellectual property or intellectual property rights" encompasses trademarks, copyrights, patents, designs, inventions, discoveries, industrial models, utility models, commercial names, domain names, rights over databases, and any other intellectual property rights displayed on WSOP Academy™ Services, whether registered or not, belonging to WSOP Academy™ or third parties.

7.2. All names, logos, text, designs, graphics, trade dress, characters, interfaces, code, software, images, sounds, videos, photographs, and other content appearing in or on the Services ("Content") are protected intellectual property of, or used with permission or under license by, WSOP Academy™. Such Content may be protected by intellectual property laws. This includes the entire Content of the Services, copyrighted and protected as a collective work. All intellectual property rights associated with the Services, and related goodwill, are proprietary to us or our licensors. You do not acquire any right, title, or interest in any Content by accessing or using the Services. Any rights not expressly granted herein are reserved. Except as set forth below, the use of any Content available on the Services is strictly prohibited. Any other trademarks and registered trademarks mentioned are the property of their respective owners.

7.3. Unless specifically authorized in writing by WSOP Academy™ or the relevant third party, You agree not to copy, reproduce, distribute, publish, display, perform, transmit, stream, or broadcast any Content offered by WSOP Academy™, or exploit the WSOP Academy™ Services or any part thereof in any way.

7.4. WSOP Academy™ grants You a limited, non-transferable, non-exclusive license to use the Services solely for personal use in accordance with the standard design of the WSOP Academy™ Services. No Content from the Services may be copied, reproduced, republished, performed, displayed, downloaded, posted, transmitted, or distributed in any way without written permission of the rights owner. No other rights or licenses are granted or deemed to be granted under these Terms, either explicitly or implicitly. All rights not expressly granted by WSOP Academy™ in these Terms are expressly reserved.

8. Mobile Applications

8.1. The Software can be downloaded to your phone, tablet, or other device via a third-party service such as an application store. Your use of the third-party service may be subject to additional terms related to that service from the third-party service provider ("App Store Provider"). WE ARE NOT LIABLE IN ANY WAY FOR, AND MAKE NO REPRESENTATIONS OR WARRANTIES RELATING TO, ANY SUCH THIRD-PARTY SERVICE OR ANY CLAIM OR DAMAGE RESULTING FROM YOUR USE OF SUCH THIRD-PARTY SERVICE.

8.2. You acknowledge that this Agreement and your use of the Software is between you and us only, and not with any App Store Provider or its affiliates or subsidiaries. As between us and an App Store Provider, we are solely responsible for the Software and its Content. If anything in this Agreement conflicts with any usage rules for the Software from an App Store Provider, such terms from the App Store Provider control (only so far as those terms conflict with this Agreement, and then exclusively for your use of the Software). All rights you have to use the Software are for use only on appropriate products (which may require branding from the App Store Provider or other entities) and are non-transferable, except that the Software may be accessed and used by other accounts associated with you via features like Apple's Family Sharing (or similar features from other App Store Providers) or volume purchasing. We are solely responsible for providing any maintenance and support services for the Software, as specified in this Agreement, or as required under applicable law. No App Store Provider has any obligation whatsoever to furnish any maintenance and support services for the Software, nor any warranties for the same.

8.3. WE DISCLAIM ALL WARRANTIES RELATED TO THE SOFTWARE. However, in the event that the Software fails to conform to any applicable warranty that we cannot disclaim according to applicable law, you may have the right to notify the App Store Provider, and the App Store Provider may refund the purchase price for the Software. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NO APP STORE PROVIDER WILL HAVE ANY OTHER WARRANTY OBLIGATION WHATSOEVER WITH RESPECT TO THE SOFTWARE, AND ANY OTHER CLAIMS, LOSSES, LIABILITIES, DAMAGES, COSTS, OR EXPENSES ATTRIBUTABLE TO ANY FAILURE TO CONFORM TO ANY WARRANTY IS OUR RESPONSIBILITY.

8.4. We, not the App Store Provider, are responsible for addressing any claims relating to the Software, including, but not limited to: (i) product liability claims; (ii) any claim that the Software fails to conform to any applicable legal or regulatory requirement; (iii) claims arising under consumer protection, privacy, or similar legislation; and (iv) claims that the Software infringes a third party's intellectual property rights as well as the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

8.5. By using the Software, you represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties. You acknowledge and agree that the App Store Provider, and its subsidiaries, are third-party beneficiaries of this Agreement, and that, upon your acceptance of the terms and conditions of this Agreement and your use of the Software, the App Store Provider will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof.

9. Copyright Infringement Notices

9.1. It is our policy to expeditiously respond to notices of alleged copyright infringement that comply with the United States Digital Millennium Copyright Act ("DMCA"). This section describes the information that should be present in these notices and the take down procedure we follow with respect to allegedly infringing material. If we receive proper notification of claimed copyright infringement, our response to these notices may include removing or disabling access to the allegedly infringing material and/or terminating or suspending users. If we remove or disable access in response to such a notice, we will make a good faith attempt to contact the provider of the allegedly infringing content so that they may make a counter notification pursuant to the DMCA. It is our policy to accommodate and not interfere with standard technical measures used by copyright owners to identify or protect their copyrighted works that we determine are reasonable under the circumstances.

9.2. If you believe that any Content on the Services infringes upon any copyright which you own or control, you may send a written notification to our designated copyright agent (the "Designated Agent"), identified below, with the following information:

• A description of the copyrighted work or other intellectual property that you claim has been infringed, with sufficient detail so that we can identify the alleged infringing material;
• The URL or other specific location on the Services that contains the alleged infringing material described above, with reasonably sufficient information to enable us to locate the alleged infringing material;
• Your name, mailing address, telephone number and email address;
• The electronic or physical signature of the owner of the copyright or a person authorized to act on the owner's behalf;
• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
• A statement by you that the information contained in your notice is accurate and that you attest under penalty of perjury that you are the copyright owner or that you are authorized to act on the copyright owner's behalf.

Designated Agent: Bracelet IP Limited. ATTN: Legal Affairs / DMCA Notices
Email: [email protected]

9.3. To notify the provider of the allegedly infringing material to which we have removed or disabled access, we may forward a copy of your infringement notice, including your name and email address to the provider of the allegedly infringing material.

9.4. We may terminate users who, in our sole discretion, are deemed to be repeat infringers. Knowingly misrepresenting in a notification that material is infringing can subject you to damages, including costs and attorneys' fees, incurred by us or the alleged infringer. If you receive an infringement notification from us, you may file a counter notification pursuant with our Designated Agent pursuant to the DMCA.

9.5. Upon receipt of valid counter notification, we will promptly provide the person who provided the original infringement notification with a copy of your counter notification and inform that person that we will replace the removed material or cease disabling access to it in ten (10) business days. Further, we will replace the removed material and cease disabling access to it not less than ten (10), nor more than fourteen (14), business days following receipt of your counter notice, unless the Designated Agent first receives notice from the person who submitted the original infringement notification that such person has filed an action seeking a court order to restrain you from engaging in infringing activity relating to the material on the Services.

10. Updates to This Agreement

10.1. We may revise or otherwise change or update this Agreement from time to time. We will use reasonable efforts to notify you of such changes. However, please check the "Change History" legend at the top of this page to see when this Agreement was last revised. When changes are made to this Agreement, they will become immediately effective when published on this page unless otherwise noted. We encourage you to periodically review this Agreement―there may have been changes to our policies that may affect you. If you do not agree to the Agreement as modified, then you must discontinue your use of the Services. Your continued use of the Services will signify your continued agreement to this Agreement as revised. We will make reasonable efforts to notify you of material changes to this Agreement. Such efforts might include posting notice on the Services, an email to the address we have on file, or a message in your Account.

11. Indemnity

11.1. You are solely responsible for Your use of the Service, and You agree to defend, indemnify, and hold harmless WSOP Academy™, its directors, managers, shareholders, employees, contractors, consultants, affiliates, service providers, business partners, subsidiaries, and authorized representatives from any claim, liability, damage, loss, and expense, including reasonable attorneys' fees and costs, arising from or related to:

• 1) Your violation of these Terms of Service, any representation, warranty, or agreement referenced in these Terms of Service, or any applicable law;
• 2) Your use of the Services;
• 3) Your profile information, avatar/profile image, username, nickname or other content that You make available through GGPass or the Services;
• 4) Your violation of any third-party rights, including intellectual property rights or confidentiality rights; or
• 5) Any dispute or issue between You and any third party.

11.2. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

12. In-App Purchases

12.1. Availability: Prices and availability of paid WSOP Academy™ Services are subject to change without notice, and We reserve the right to refuse Your request to purchase or acquire paid WSOP Academy™ Services for any reason. In addition, the features, content, and capabilities of paid WSOP Academy™ Services are subject to change at any time, with or without notice to You, and with no liability of any kind to You.

12.2. Automatic Renewal: If You purchase an auto-renewing periodic subscription through the Services, Your WSOP Academy™ account will be billed continuously for the subscription until You terminate it as set forth below. After Your initial subscription period, and again after any subsequent subscription period, Your subscription will automatically renew for an additional equivalent period. If You do not wish Your subscription to renew automatically, or if You want to change or terminate Your subscription, You will need to log in to Your WSOP Academy™ account and follow instructions to terminate or change Your subscription, even if You have deleted Your account.

12.3. Fees and Taxes: You agree to pay all fees and applicable taxes incurred by You or anyone using a WSOP Academy™ account registered to You. WSOP Academy™ may revise the pricing for the goods and services offered through the Service at any time. All information that You provide in connection with a purchase or transaction or other monetary transaction interaction with the Service must be accurate, complete, and current. You agree to pay all charges incurred by users of Your credit card, debit card, or other payment method used in connection with a purchase or transaction or other monetary transaction interaction with the Service at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any such purchases, transactions or other monetary transaction interactions.

13. Payment Processors

13.1. All financial transactions made in connection with the Services will be processed by a third party in accordance with their respective terms of use, privacy policy, and/or any applicable payment terms and conditions. We encourage You to learn about the practices of such third parties. In no event will WSOP Academy™ be responsible for the actions or inactions of any third-party payment processor, including, but not limited to, system downtime or payment service outages.

14. Refund Policy

14.1. All payments are nonrefundable and there are no refunds or credits for partially used membership periods, unless otherwise required by the law in Your jurisdiction. If You cancel Your periodic subscription to a paid WSOP Academy™ Service, You will continue to have access to the paid WSOP Academy™ Service through the end of Your current billing period. Please note that if You made purchases on the Services through the Apple® or Google® app stores, payments and refunds are handled by Apple® or Google®, respectively, and WSOP Academy™ cannot issue refunds for those purchases.

15. Termination

15.1. The Services and this Agreement are in effect until terminated by you or us. We may terminate this Agreement by notifying you using any contact information we have about you or by posting such termination on the Services, including in your Account. You may terminate this Agreement by providing written notice of termination, including your detailed contact information and any Account information or other Site credentials, to us using the information in the Contact Us section. In addition to any right or remedy that may be available to us under applicable law, we may suspend, limit, or terminate all or a portion of your access to the Services or any of their features at any time with or without notice and with or without cause, including without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of this Agreement. We may be protected for liability from these actions under the Communications Decency Act, 47 U.S.C. § 230.

15.2. We may close Your account, suspend Your ability to use certain portions of the WSOP Academy™ software, and/or ban You altogether from WSOP Academy™ for any or no reason, and without notice or liability of any kind. Any such action could prevent You from accessing Your account.

15.3. The provisions of this Agreement concerning protection of intellectual property rights, authorized use, profile/avatar and public service information, disclaimers, limitations of liability, indemnity, and disputes, as well as any other provisions that by their nature should survive, shall survive any such termination.

16. General Terms

16.1. We reserve the right to modify, update, or discontinue the Services at Our sole discretion, at any time, for any or no reason, and without notice or liability.

16.2. We may provide You with notices by e-mail, regular mail, or communications through the Software.

16.3. Nothing herein is intended, nor will be deemed, to confer rights or remedies upon any third party.

16.4. The Terms contain the entire agreement between You and Us regarding Your use of the WSOP Academy™ Services and supersede any prior agreement between You and Us on such subject matter. You understand and agree that Your continued access to or use of the WSOP Academy™ Services after the effective date of modifications to the Terms indicates Your acceptance of the modifications.

16.5. Any failure on WSOP Academy™'s part to exercise or enforce any right or provision of the Terms does not constitute a waiver of such right or provision. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder.

16.6. If any provision of the Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect and enforceable.

16.7. The Terms are not assignable, transferable, or sublicensable by You. WSOP Academy™ may assign the Terms in its sole discretion without restriction.

17. Disclaimer of Warranties and Limitation of Liability

17.1. WSOP Academy™ provides the Services on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the Services or its availability, reliability, accuracy, completeness, fitness for a particular purpose, merchantability, or non-infringement. You agree that Your use of the Services is at Your own risk.

17.2. To the fullest extent permitted by applicable law, WSOP Academy™, its directors, managers, shareholders, employees, contractors, consultants, affiliates, service providers, business partners, subsidiaries, and authorized representatives shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages in contract or in tort, damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with Your use of the service or this Agreement, even if advised of the possibility of such damages. Some jurisdictions do not allow for the exclusion or limitation of certain damages, so the above limitation may not apply to you.

17.3. Regardless of the previous sentences, if we are found to be liable, our liability to you or any third-party is limited to the greater of the actual total amount received by us from you in the six (6) months preceding the claim, or the lowest liability limitation allowed by applicable law.

18. Force Majeure

18.1. WSOP Academy™ shall not be liable for any failure or delay in the performance of its obligations under this Agreement caused by circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, strikes, labor disputes, governmental actions, and Internet service interruptions.

19. Governing Law and Dispute Resolution

19.1. This Agreement shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of laws principles.

19.2. Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of Ireland.

20. Contact Us

20.1. If you have questions about this Agreement, or if you have technical questions about the operation of the Services, please contact us by email at [email protected] or by physical mail at Suite C, Third Floor, Apex Business Centre, Blackthorn Road, Sandyford, Dublin 18, Ireland D18 DP3C.

21. Terms for Users in Certain Geographic Locations

21.1. New Jersey

If you are a consumer residing in New Jersey, the following provisions of this Agreement do not apply to you (and do not limit any rights that you may have) to the extent that they are unenforceable under New Jersey law: (i) Disclaimer of Warranties and Limitation of Liability; (ii) Indemnity; and (iii) Governing Law and Dispute Resolution (solely to the extent that your rights as a consumer residing in New Jersey are required to be governed by New Jersey law). According to N.J.S.A. 56:12-16, you may have additional rights if you are a New Jersey resident and other provisions of this Agreement are found to violate an established legal right.

21.2. California

21.2.1. Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

21.2.2. If you are a California resident, you agree to consciously waive all claims, both known and unknown that may be later discovered and expressly forgo and waive all protections as by California Civil Code Section 1542, which states, "[a] general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party." By using the Services, you agree that these California Civil Code Section 1542 protections no longer apply to you.

21.3. European Union and United Kingdom

21.3.1. Children: You may not use the Services if you are under the age of eighteen (18) or the age of majority in your country of residence, whichever is higher.

21.3.2. Exceptions to Liability Limitations: Nothing in this Agreement excludes or limits our liability for death or personal injury arising from our negligence, or fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by applicable law.